Set up calmly.
Grow together.

Use Cash for physical money, Wallet for mobile or stored-value balances, Bank for current or savings accounts, and Card for credit-card activity.

An account keeps its currency for life so historical totals cannot silently change. Create a separate account for a different currency.

Use the amount available when you begin Cartofin. Do not recreate years of history unless you genuinely need it.

Archive an account you no longer use. Its past transactions remain available in reports.

Choose the receiving account, category, amount, date, and an optional note.

Choose its category and the account used. For a purchase funded by several accounts, add payment allocations whose total equals the expense.

Move money between two of your accounts without counting it as income or spending. Transfer accounts must use the same currency.

Use the camera or choose receipt images. Crop, rotate, and add pages when the receipt is long.

Review merchant, date, currency, line items, discounts, tax, total, and any suggested payment method. Uncertain fields are highlighted.

Cartofin groups each item into useful categories while preserving one authoritative purchase total.

If a matching bank or manual expense already exists, attach and itemize it instead of recording the same purchase twice.

The receipt total, category splits, and payment allocations must balance. Nothing is saved until you approve the proposal.

After saving, optionally mark recognized shopping-list items purchased. Budgets and reports update from the confirmed expense.

Choose a currency and either the whole month or one expense category. Cartofin compares it only with matching ledger expenses.

Enter its first due date, expected amount, category, paying account, and recurrence: once, weekly, monthly, quarterly, or yearly.

Enter the actual amount. Cartofin creates one linked expense and advances the recurring bill to its next unpaid occurrence.

Pick how many days before the due date you want to know. Budget alerts appear as you cross meaningful thresholds.

Name it and choose the main household reporting currency.

Assign the smallest role that fits what they need to do.

Select an account, bill group, shopping list, vehicle, task area, trip, event, or project. Unselected personal records remain private.

Remove stale invitations, revoke lost devices, and check the household activity trail after important changes.

Name it, choose who can contribute, and optionally set its default currency, payment account, and expense category.

Capture quantity, unit, section, note, estimated price, or actual line price. Anyone permitted can check and update items.

Enter the receipt total as the authoritative expense. If several payment sources were used, allocate the total between them.

The completed list becomes read-only and links to its expense, so the plan and the ledger tell the same story.

Choose a deadline, priority, recurrence, and how early reminders should appear.

A task remains overdue until completion is confirmed. Submitting it does not make the deadline disappear.

Add a question, remark, clarification, or reply. Cartofin keeps the author, time, edit state, and unread state where useful.

Create task updates without connectivity. They synchronize as normal task records when an authorized connection returns.

See permitted tasks, deadlines, bill dates, reminders, vehicle maintenance, household events, and trip, event, or project dates in one place.

Select the record and destination calendar. Review the event details before granting device or supported-provider access.

The underlying task, bill, maintenance reminder, or space record remains in Cartofin and continues working offline.

Stopping synchronization prevents future updates. Deleting an exported event does not silently delete the original Cartofin record.

Add a name, currency, dates, and total budget.

Link contributions and expenses, then watch the available amount change.

Use shared tasks and shopping lists inside the same space.

Keep the space personal or share it with selected household members.

Add make, model, year, registration, odometer, and kilometre or mile preference.

Capture distance, quantity, total price, account, and date to understand consumption and cost.

Keep service, repair, parts, workshop, notes, documents, and cost together.

Track service intervals, insurance, registration, tax, inspection, and renewal dates.

Compare monthly ownership spending, category trends, and cost per kilometre or mile.

Review income, expenses, net cash flow, category breakdown, monthly comparison, and budget performance.

Reports keep unlike currencies separate unless a clearly disclosed conversion method is available.

Create an offline-rendered report for printing or sharing. Check the period and currency before sending it.

Use CSV or another supported data export when you need to work elsewhere or retain a readable archive.

Cartofin packages accounts, transactions, budgets, bills, household state, lists, tasks and comments, calendar records, spaces, vehicles, supported attachments, preferences, versions, and integrity metadata.

Client-side encryption happens before the package reaches Google Drive or iCloud. The cloud provider receives an unreadable Cartofin artifact, not plaintext financial records.

Keep the required key or password safe. Cartofin cannot decrypt a backup when the recovery secret has been lost.

After reinstalling, choose the package, verify integrity, unlock it, migrate older formats if supported, and verify records, relationships, and totals.

Restore user data while creating a legitimate new device identity and completing the appropriate trust or recovery process.

Practice restore safely and account for wrong keys, damaged packages, interrupted transfers, and older backup versions.

Add breakfast, lunch, dinner, or snacks in weekly or monthly views. Use recipes, servings, favorites, dietary tags, preferences, and repeat meals.

Compare ingredients with household quantities, units, expiration dates, low-stock indicators, and frequently purchased items.

Offer only the missing ingredients to a selected shopping list and calculate an estimated basket cost.

Use checkout or a scanned receipt to record actual prices, create or match the expense, and explicitly update pantry quantities and the food budget.

Store an ID, passport, insurance, warranty, property, school, vehicle, appliance, contract, receipt, emergency, or custom record.

Add the owner, access scope, expiry, reminder, attachment, notes, and tags. Share only with the people who need it.

Configure contacts, predefined messages, optional medical notes, a countdown, cancellation, call shortcut, and location sharing where permitted.

Use test mode, understand SMS and platform limits, review SOS history, and remember that Cartofin does not replace emergency services.

Type naturally, speak, scan a receipt or document, or share supported content into Cartofin.

Cartofin can prepare a transaction, bill, task, event, shopping item, meal, trip, reminder, document, or report and ask only for missing information.

Explore affordability, spending changes, or the week ahead using permitted balances, commitments, budgets, tasks, events, and documents.

Every change follows authorization, confirmation where required, validation, the local domain service, journal, and encrypted synchronization.

Choose cards for net worth, available cash, spending, budgets, bills, savings, tasks, calendar, shopping, meals, and trips.

Select suitable information and quick actions, including intentional SOS access, without exposing unnecessary financial detail outside the app.

Set per-user preferences for money, tasks, shopping, calendar, documents, goals, meals, trips, SOS, and sync/security events.

Review Free, trial, and Premium entitlements, disclosed advertising, billing, restoration, and subscription status before purchase.